Ever since I started a real job, I’ve managed to save a lot of my money. I’ve started a Roth IRA, a high interest savings account, and I contribute to my company’s 401k match. I live in generation impulse and we tend to go with the flow. “If it feels good, go for it.” “Why save when you can have fun now?” “I’ll die before I even see my savings so why bother?”
So how have I managed to get all of these started? It took a lot of patience and sacrifice. I wish I could pass on my will to others my age because it’s sad to see so many people suffer for things they don’t need to. But we all learn in our own ways.
For those of you who want a better savings account, I can help you get $25 just for signing up with ING Direct. Stop using your bank’s savings account and start using one with high interest like ING Direct (4.5% APY). You’ll thank me in January.
I don’t make resolutions because they’re silly. Good intentions and great in theory, but usually bad in practice. However, my one and only resolution I think I’m willing to commit to is that I want to travel out of country again this year. Anyone up for a good time?
This isn’t a good way to start the new year. I had a couple of checks in the mail for me too, so now I must get these people to resend them. I hate losers who are desperate enough to break into mailboxes.
Having called my banks and credit companies, it seems that putting my card on fraud alert is either costly or timely. It’s costly because with one account I must actually activate a service which requires a fee. I’d rather check my online statement very actively to watch for fraudulent charges than pay a fee that I could cover myself.
It’s timely because two of the customer numbers require you to call other service centers, some of which don’t operate at this hour. So inconvenient if something fraudulent happened without me knowing!
Whoever these bastards are, they’ve been reported to the police and USPS and if they try anything stupid on me, I’m gonna track their asses down and get them thrown in jail.