Ever since I started a real job, I’ve managed to save a lot of my money. I’ve started a Roth IRA, a high interest savings account, and I contribute to my company’s 401k match. I live in generation impulse and we tend to go with the flow. “If it feels good, go for it.” “Why save when you can have fun now?” “I’ll die before I even see my savings so why bother?”

So how have I managed to get all of these started? It took a lot of patience and sacrifice. I wish I could pass on my will to others my age because it’s sad to see so many people suffer for things they don’t need to. But we all learn in our own ways.

For those of you who want a better savings account, I can help you get $25 just for signing up with ING Direct. Stop using your bank’s savings account and start using one with high interest like ING Direct (4.5% APY). You’ll thank me in January.